Modesto Mortgage Rates

Modesto’s nickname is the “City of Water, Wealth, Contentment and Health.” If you’re thinking of moving here to be a part of this vitality and well-being, come to Modesto Banking Rates before you do anything. We could help you find a low mortgage rate before you start looking for a home. You’ll be able to get something bigger or in a better neighborhood if you have more cash.

Shopping for a house is complicated enough, so start by figuring out what you can afford. Modesto Banking Rates makes researching the best Modesto home mortgage rates easy.

Mortgage
Home Equity
Auto
Credit Card
Savings

Type	Rate	Avg Points
30 year fixed mortgage	5.10%	0.700
15 year fixed mortgage	4.83%	0.700
5 year ARM	5.57%	0.700

Type	Rate	Avg Points
HELOC variable	5.26%	N/A

Type	Rate	Avg Points
60 month new car loan	6.17%	N/A
36 month user car loan	0.00%	N/A

Type	Rate	Avg Points
credit card non reward	8.07%	N/A
credit card reward	9.50%	N/A
prime rate	3.25%	N/A

Type	Rate	Avg Points
bank savings account	0.15%	N/A
bank money markey account	0.97%	N/A

Recent Mortgage Rates News

January 2, 2009

Dropping prices, rates boost Stockton home sales

Mortgage rates have fallen to the lowest level since federal mortgage giant Freddie Mac began tracking numbers in 1971. The Federal Home Loan Mortgage Corp. ...

December 28, 2008

Prices drop $116000 in 2008

Mortgage packages with 3 percent down using FHA loans meant it cost almost the same to buy as it did to rent in Manteca. Economists consider home prices at ...

Compare Rates of Modesto, CA Mortgage Lenders

Modesto Banking Rates can connect you with mortgage lenders offering the best rates based on your current credit score. If you’re looking for a local Modesto, CA mortgage lender, send us your information today and we will help you compare rates.

Articles

Knowing your credit score pays off as this is used by lenders and credit card companies to decide whether to lend you money and at what interest rate. The score ranges from 300 to 850 — the higher the better. Seattle resident Jenny Chang said she didn’t realize “how everything in your life will depend on credit” — buying a car or a house, even renting an apartment or getting a job.

Modesto, CA Mortgage Rates and Your Credit Score

Your credit score will affect the rates you are offered on your Modesto, CA mortgage. If you want the lowest mortgage rates, aim for a credit score that is considered “good” or “excellent”. Don’t know your credit score? Modesto Banking Rates recommends GoFreeCredit.com where you can get your free credit report and score.

Types of Mortgage Loans

There are many types of mortgage loans. Whether Modesto, CA homeownership is a dream you’re working toward, or you’re looking to add to your property investments, Modesto Banking Rates can help you find the best mortgage rates. The most popular types of mortgages are:

Fixed Rate Mortgages
Adjustable Rate Mortgages (ARMs)
Refinance Mortgages

No matter what type of mortgage seek, we connect you with lenders who offer adjustable rate mortgages or fixed rate mortgages, and if you’re looking to refinance you Modesto, CA mortgage loan, we can help you, too.

Modesto Banking Rates