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		<title>Benefits of Local Banking in Modesto, CA</title>
		<link>http://www.modestobankingrates.com/banks/benefits-of-local-banking-in-modesto-ca/</link>
		<comments>http://www.modestobankingrates.com/banks/benefits-of-local-banking-in-modesto-ca/#comments</comments>
		<pubDate>Wed, 04 Apr 2012 01:14:11 +0000</pubDate>
		<dc:creator>City Rates Staff</dc:creator>
				<category><![CDATA[Articles]]></category>
		<category><![CDATA[Banks]]></category>
		<category><![CDATA[Credit Unions]]></category>

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		<description><![CDATA[If you’ve been discouraged by national banking institutions, watered down rates and are feeling ready to give up, try joining a local bank or credit union instead. Between a down-to-Earth, personal service relationship, and savings options to make your financial goals soar, you’ll never go back after going local. Local Bank and Credit Union Benefits [...]]]></description>
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		<title>Q&amp;A With Local Modesto Bank &#8212; Oak Valley Community Bank</title>
		<link>http://www.modestobankingrates.com/banks/qa-with-local-modesto-bank-oak-valley-community-bank/</link>
		<comments>http://www.modestobankingrates.com/banks/qa-with-local-modesto-bank-oak-valley-community-bank/#comments</comments>
		<pubDate>Tue, 03 Apr 2012 17:07:35 +0000</pubDate>
		<dc:creator>City Rates Staff</dc:creator>
				<category><![CDATA[Articles]]></category>
		<category><![CDATA[Banks]]></category>

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		<description><![CDATA[Choosing a bank is a decision that should not be taken lightly, but how do you ensure that the institution you bank with is the right one? We interviewed local bank, Oak Valley Community Bank, to find out what they have to offer customers and the benefits of joining. Modesto Banking Rates: In your opinion, [...]]]></description>
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		<title>5 Savings Tips for Baby Boomers Reaching Retirement</title>
		<link>http://www.modestobankingrates.com/bank-rates/savings-tips-baby-boomers-reaching-retirement/</link>
		<comments>http://www.modestobankingrates.com/bank-rates/savings-tips-baby-boomers-reaching-retirement/#comments</comments>
		<pubDate>Tue, 06 Mar 2012 17:06:40 +0000</pubDate>
		<dc:creator>City Rates Staff</dc:creator>
				<category><![CDATA[Articles]]></category>
		<category><![CDATA[Bank Rates]]></category>

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		<description><![CDATA[Saving money is important, but Baby Boomers nearing retirement age should place extra emphasis on ensuring they have plenty of cash set aside. Local credit union, Modesto&#8217;s First Federal Credit Union, provides their top 5 tips for getting your finances in order for retirement. 1. Pay off those credit cards! One of the best things [...]]]></description>
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		<title>Best Modesto CD Rates in January 2012</title>
		<link>http://www.modestobankingrates.com/cd-rates/best-modesto-cd-rates-in-january-2012/</link>
		<comments>http://www.modestobankingrates.com/cd-rates/best-modesto-cd-rates-in-january-2012/#comments</comments>
		<pubDate>Tue, 24 Jan 2012 17:49:22 +0000</pubDate>
		<dc:creator>City Rates Staff</dc:creator>
				<category><![CDATA[Articles]]></category>
		<category><![CDATA[CD Rates]]></category>
		<category><![CDATA[Rates]]></category>

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		<description><![CDATA[Since we are a few weeks into 2012, it&#8217;s a perfect time to review your finances and find strategies to improve them. Try taking a closer look at your bank accounts&#8211; One positive change you can make right now is moving your money to a higher yield investment. Some of the local financial institutions are [...]]]></description>
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		<title>Best 1-Year CD Rates in Modesto, CA</title>
		<link>http://www.modestobankingrates.com/cd-rates/12-month-cd/best-1-year-cd-rates-in-modesto-ca/</link>
		<comments>http://www.modestobankingrates.com/cd-rates/12-month-cd/best-1-year-cd-rates-in-modesto-ca/#comments</comments>
		<pubDate>Fri, 16 Dec 2011 17:13:31 +0000</pubDate>
		<dc:creator>City Rates Staff</dc:creator>
				<category><![CDATA[12 Month CD]]></category>
		<category><![CDATA[Articles]]></category>
		<category><![CDATA[CD Rates]]></category>
		<category><![CDATA[Rates]]></category>

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		<description><![CDATA[A lot of investors understand how turbulent risky investments can be. However, , 1-year CD rates still lend an opportunity for investors to claim higher gains with minimal risk overall. CD rates are not only an affordable route for many new investors, they offer various term lengths that cater to a range of budgets. Among [...]]]></description>
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		<title>Best 36-Month Auto Loan Rates in Modesto</title>
		<link>http://www.modestobankingrates.com/auto-loan-rates/best-36-month-auto-loan-rates-in-modesto/</link>
		<comments>http://www.modestobankingrates.com/auto-loan-rates/best-36-month-auto-loan-rates-in-modesto/#comments</comments>
		<pubDate>Wed, 30 Nov 2011 23:06:09 +0000</pubDate>
		<dc:creator>City Rates Staff</dc:creator>
				<category><![CDATA[Articles]]></category>
		<category><![CDATA[Auto Loan Rates]]></category>
		<category><![CDATA[Rates]]></category>

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		<description><![CDATA[Are you thinking about buying a new car? While you might be considering options like style, model and price range, another important thing to keep in mind is the interest rate you secure on your loan. auto loan rates can range in affordability, so it&#8217;s vital you comparison shop for the best lenders and rates [...]]]></description>
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		<title>Current Best Mortgage Rates in Modesto, CA</title>
		<link>http://www.modestobankingrates.com/mortgage-rates/current-best-mortgage-rates-in-modesto-ca/</link>
		<comments>http://www.modestobankingrates.com/mortgage-rates/current-best-mortgage-rates-in-modesto-ca/#comments</comments>
		<pubDate>Tue, 22 Nov 2011 20:16:55 +0000</pubDate>
		<dc:creator>City Rates Staff</dc:creator>
				<category><![CDATA[Articles]]></category>
		<category><![CDATA[Mortgage Rates]]></category>
		<category><![CDATA[Rates]]></category>

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		<description><![CDATA[If you, like many other Americans, have been enticed by falling mortgage rates and are strongly considering financing your first home, the present might really be the most opportune time. Keep in mind, just because average mortgage rates are at their lowest point in history doesn&#8217;t mean every financial institution will be offering an equally [...]]]></description>
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		<title>Top Savings Account Interest Rates in Modesto, CA Today</title>
		<link>http://www.modestobankingrates.com/bank-rates/top-savings-account-interest-rates-in-modesto-ca-today/</link>
		<comments>http://www.modestobankingrates.com/bank-rates/top-savings-account-interest-rates-in-modesto-ca-today/#comments</comments>
		<pubDate>Mon, 14 Nov 2011 20:06:48 +0000</pubDate>
		<dc:creator>City Rates Staff</dc:creator>
				<category><![CDATA[Articles]]></category>
		<category><![CDATA[Bank Rates]]></category>

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		<description><![CDATA[The holidays are coming up quickly and it&#8217;s imperative your finances can accommodate all the expenses that go hand-in-hand with this time of year. Are you worried you might end up in the red in 2012? A high-yield savings account can help you put away some extra cash over the next few months. The following [...]]]></description>
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		<title>Where to Get the Best Modesto Mortgage Rates on an ARM</title>
		<link>http://www.modestobankingrates.com/mortgage-rates/where-to-get-the-best-modesto-mortgage-rates-on-an-arm/</link>
		<comments>http://www.modestobankingrates.com/mortgage-rates/where-to-get-the-best-modesto-mortgage-rates-on-an-arm/#comments</comments>
		<pubDate>Thu, 03 Nov 2011 00:06:08 +0000</pubDate>
		<dc:creator>City Rates Staff</dc:creator>
				<category><![CDATA[Adjustable Rate Mortgages]]></category>
		<category><![CDATA[Articles]]></category>
		<category><![CDATA[Mortgage Rates]]></category>
		<category><![CDATA[Rates]]></category>

		<guid isPermaLink="false">http:///p=543566</guid>
		<description><![CDATA[If you are considering purchasing a home, but traditional fixed rate mortgages aren&#8217;t for you, try looking at an adjustable rate mortgage instead. ARMs function differently than fixed mortgage loans, and currently, you could locate an exceptionally affordable interest rate on one. We&#8217;ve listed the very best mortgage rates available for adjustable rate mortgages nearby. [...]]]></description>
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		<title>Where Are the Current Highest Modesto CD Rates?</title>
		<link>http://www.modestobankingrates.com/cd-rates/where-are-the-current-highest-modesto-cd-rates/</link>
		<comments>http://www.modestobankingrates.com/cd-rates/where-are-the-current-highest-modesto-cd-rates/#comments</comments>
		<pubDate>Fri, 28 Oct 2011 17:11:53 +0000</pubDate>
		<dc:creator>City Rates Staff</dc:creator>
				<category><![CDATA[Articles]]></category>
		<category><![CDATA[CD Rates]]></category>
		<category><![CDATA[Rates]]></category>

		<guid isPermaLink="false">http:///p=538216</guid>
		<description><![CDATA[The weather is getting cooler, but the CD rates available today are warming up. Maybe you haven&#8217;t gotten a good start on saving for 2012, but it&#8217;s never too late to start. The following financial institutions have rates that will inspire you to get going. Competitive CD Rates in , Saving money is definitely more [...]]]></description>
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