Compare the Best Local Rates

Modesto Credit Unions with the Best CD Rates

If you belong to a credit union or are curious about joining one, you should know that they can offer some of the highest CD rates in Modesto. For anyone interested in locating a certificate of deposit with a competitive rate, credit unions are a great place to start.

Credit unions are different from banks because they are not-for-profit, owned by members and the field of membership is limited to a set of particular requirements. Membership eligibility is different for each one, but there’s bound to be a Modesto credit union you qualify to join. Below are the credit unions in the city that are presently offering the highest rates on CDs.

Credit Unions with the Best 6-Month CD Rates in Modesto

  • Community Trust Credit Union Modesto CA: 0.8%
  • Educational Employees Credit Union - Fresno, California: 0.6%
  • Central State Credit Union: 0.5%

Highest 12-Month CD Rates from Modesto Credit Unions

  • Community Trust Credit Union Modesto CA: 1.06%
  • Modesto's First Credit Union: 0.85%
  • Educational Employees Credit Union - Fresno, California: 0.8%

Modesto Credit Unions with the Best 24-Month CD Rates

  • Community Trust Credit Union Modesto CA: 1.56%
  • Educational Employees Credit Union - Fresno, California: 1.26%
  • Central State Credit Union: 1.15%

Please note that these rates are accurate as of May 20, 2011 but are subject to change at any time.