Compare the Best Local Rates

Current 6-Month CD Rates: Best in Modesto, CA

Certificates of deposit with a term length of 6 months are a popular choice among depositors. 6 months is a period of time long enough to really see interest rates that beat out most traditional savings accounts, but at the same time, short enough so that it doesn’t feel like you lose access to your money for too long. If you would like to open a 6-month CD in Modesto, find out where to get the best interest rates first.

Modesto, CA 6-Month CD Rates Today

To get a better idea of what currently available, here’s a look at the highest, lowest and average 6-month CD rates in Modesto right now:

Number of Accounts Available: 14
Highest Rate: 0.8% APY
Lowest Rate: 0.15% APY
Average Rate: 0.43% APY

Where to Get the Highest 6-Month CD Rates

The following are the local Modesto banks and credit unions that are currently offering the highest 6-month CD interest rates:

  • Community Trust Credit Union Modesto CA: 0.8%
  • Pacific State Bank: 0.7%
  • Educational Employees Credit Union - Fresno, California: 0.6%
  • Community Business Bank Sacramento: 0.55%
  • Modesto's First Credit Union: 0.5%

These rates are accurate as of 5/6/11 but are subject to change at any time. To view up-to-date CD rates across all terms, visit our Modesto CD Rates page.