When it comes to saving, you need to examine all aspects of your spending in order to find areas of improvement. For example, are you sure you’re paying the lowest rate for a checking account? Check in with Modesto Banking Rates. We might be able to find you a free checking account.

You could also use Modesto Banking Rates to locate the best savings account rates. Over time the money you earn will add up, allowing you to treat yourself to a delicious dinner at Hazel’s Elegant Dining, Galletto Ristorante, Harvest Moon, or any other delicious Modesto restaurant.

 

TypeRateAvg Points
30 year fixed mortgage5.10%0.700
15 year fixed mortgage4.83%0.700
5 year ARM5.57%0.700
TypeRateAvg Points
HELOC variable5.26%N/A
TypeRateAvg Points
60 month new car loan6.17%N/A
36 month user car loan0.00%N/A
TypeRateAvg Points
credit card non reward8.07%N/A
credit card reward9.50%N/A
prime rate3.25%N/A
TypeRateAvg Points
bank savings account0.15%N/A
bank money markey account0.97%N/A
 

Recent Bank Rates News

January 2, 2009

Dropping prices, rates boost Stockton home sales

... the ninth consecutive weekly rate decline and the third consecutive record low. That represents a monthly payment savings of $173 for a $200000 loan ...
December 22, 2008

Water, sewer rates hiked

... work session she would oppose changes in the refuse rates, said Monday she could support it, with reservations, due to cost savings the city has found. ...
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Many people don’t think to check the interest rates on their checking account. If you regularly keep a balance in your account, and your Modesto, CA bank does not offer a high interest rate, you could be missing out on a money-making opportunity. Modesto Banking Rates can help you find the best bank rates.

When you choose a Modesto, CA savings account, you want to find the bank that meets your savings needs. Look for a bank that offers the highest interest rates at your minimum balance with the lowest fees. Many Modesto, CA banks require you to keep a certain balance to earn the quoted APY and to avoid fees. Banks requiring a higher minimum balance typically offer larger interest rates.

At Modesto Banking Rates, you can compare checking and savings account rates in Modesto. Our data is current and up-to-date to ensure that you get the best rates.

As you make this decision to choose a Modesto bank, we can also help you:

Whether you’re looking for a bank to manage your small business, or a bank with the highest interest rate savings accounts, Modesto Banking Rates is certain to connect you with the right bank.

Knowing your credit score pays off as this is used by lenders and credit card companies to decide whether to lend you money and at what interest rate. The score ranges from 300 to 850 — the higher the better. Seattle resident Jenny Chang said she didn’t realize “how everything in your life will depend on credit” — buying a car or a house, even renting an apartment or getting a job.

Official Banking Rates Resource for Enetez.